We can make it easier for you, giving you and your parents peace of mind.
If you're already taking care of their finances, we can help you get back some of your time while we ensure you avoid late fees and dings to your parent's credit.
If your parents are resisting your help, it's natural.
Consider what they may be feeling. They may believe they are losing control, or that you don't respect them anymore because you want to take over their bills.
It may be difficult for them to accept that they have physical limitations, or memory issues that are preventing them from keeping up with their bills. Even if they have already experienced late fees or worse, it can be hard to let go.
A 2007 study by the Center for Retirement Research at Boston College revealed that 40% of retirees between 67 and 80 suffer a decline in income and assets.
Protecting them financially is easier when you can get the bills out of your way and on auto-pilot for you. Then you can focus on the other aspects of their finances like spending, protecting them from scams, and ensuring they're in the right type of investments or insurance.
Your parents worked long and hard to get to retirement. We should make it as comfortable and easy on them as possible.
In order to do this, we use a combination of secure systems we've developed ourselves combined with superior customer service, located right here in the U.S.
When you or your parents need help, you'll have experienced, nice people who you are already familiar with ready to help you.
Our people and systems will handle everything for you so you can avoid the time and costs involved in managing your parent's bills and preventing fees and increases in your interest rates.
A late or missed payment can cost your parents up to $35 or more just in the added fee - multiple late payments mean multiple fees eating into your parent's retirement.
Your interest rate could be increased by that creditor, and by even other creditors after it is reported - it's in their agreement with you.
An increase in the rate means a higher payment every month from now on for each creditor that raised your rate - which can make the budget even tighter for anyone on a fixed income as many retirees are.
A late payment can also lower your credit score - which can cause you to pay higher interest rates on any new credit they may need in an the future or in case of an emergency.
As we age we start to worry about more things, things like did I take out the trash, or lock the front door, or turn off the stove or did I remember to pay my bills so the heat and lights will stay on.
The more stress an elderly person experiences the worse their health will be. Medscape.com says “late-life anxiety disorders are a "geriatric giant," being twice as prevalent as dementia among older adults, and four to eight times more prevalent than major depressive disorders, causing significant impact on the quality of life, morbidity, and mortality of older adults.”
Our parents took care of us we need to help take care of them. Help relieve their stress…
If there have already been issues getting bills paid, you have a starting point to open the discussion.
If there haven't been any issues getting their bills paid yet, then putting a service in place now to safeguard their credit and prevent future problems or late fees makes sense.
With us handling the bills for you, you'll be able to free up more "quality time" with your parents.
If an emergency occurs or a health issue for one of your parents starts to require more time to personally help them, you won't have to worry about the bills. You'll be able to focus on them and their immediate needs.
You can assure your parents no one is going to lose control of their finances. We work for you, follow our agreement and payment authorizations, and never even touch the money ourselves. There are no surprises with us. You tell us what to start making the payments on and we do it. You can add other bills or make changes as needed.
Using our service is lightening the load on all of you and will reduce your financial stress too.
When you have to keep track of and manage your regular monthly bills yourself, plus your parent's bills, this leads to...
Those become worries of the past when you use our personalized bill payment services.
If you want to avoid the cost and stress from late payments and just make everything easier on yourself, then put our trusted, secure bill payment services and our experienced, professional staff to work for you.
You can enjoy the convenience and time savings of having your parent's bills (or yours) paid for you, while you focus your time and energies on helping your parents, as well as the other important areas of your life that need attention too.
You'll feel secure knowing you're still in total control of your parent's finances. We act as your financial assistant, doing the work for you, making the payments you have given us permission to make for you.
By putting us to work for you, you are moving yourself into more of a financial manager position, able to review all of the payments at any time in one place through your online dashboard. You can then review the payments which have been made at your convenience, instead of interrupting your life to make multiple payments when they are due. You'll also be able to easily communicate with us when you have a question or need a change on a payment in the future.
You will no longer have to worry about the time and effort needed to keep on top of the bills, or the cost of missing a payment.
Our secure payment systems and professional account coordinators will even alert you to any changes or payment issues you need to know about, before they become a problem.
We started our company in 1997 to provide personalized services our clients could count on. We learned early on our account coordinators are a big part of our success. We bring this extra level of care and service to you because we want you to succeed financially. Here are a few points taken from the most common questions we get.